This story is from March, but apparently it is still believed to be an issue: Nearly 7 million Americans might not get a COVID-19 vaccine because they don’t know it’s free
In another story I read (and now I can’t find it), some people still don’t believe it’s free specifically because certain pharmacy companies are saying, "Free with insurance." But that isn’t exactly the truth. By law in the U.S. no one is allowed to charge anyone for the vaccine. The government is paying for the vaccine. Unfortunately, while the same law says that they are not allowed to even charge patients any fee to cover the administration or other costs of delivering the vaccine, the law does allow them to charge your insurance a fee to cover the administering process.
But only if you have insurance.
They are legally barred from charging you anything for the vaccine.
I wish that the law had barred them from charging the insurance companies, too. Not to protect those for-profit companies, but because studies have shown that, for instance, if a municipality or county adopts a policy of trying to recovery ambulance costs from insurance companies while allowing the uninsured to get ambulance service free, people in critical health situations try to get themselves to an emergency room because they believe they will be hit with a very large bill if they take an ambulance.
Anyway, get the word out! Places providing vaccine shots are legal barred from charging you for the vaccine or any administrative fees related to getting the shot.
Get your shot!